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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,537 | $90,617-56.4% | $79,476-50.3% | $135,382-70.8% |
| Participation rate | 60.0% | 76.1%-16.1pp | 73.3%-13.3pp | 82.6%-22.6pp |
| Annual return | -8.98% | 977.57%-986.5pp | 718.21%-727.2pp | 519.77%-528.7pp |
| Employer contribution / active EE | $1,938 | $3,068-36.8% | $2,800-30.8% | $4,779-59.4% |
| Participant deferral / active EE | $4,207 | $4,050+3.9% | $3,704+13.6% | $5,609-25.0% |
| Admin fee / account holder | $1,205 | $5,907-79.6% | $5,113-76.4% | $10,829-88.9% |