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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,686 | $57,140+111.2% | $85,240+41.6% | $80,959+49.1% |
| Participation rate | 26.7% | 56.4%-29.7pp | 67.5%-40.9pp | 67.7%-41.0pp |
| Annual return | 13.06% | 21.71%-8.7pp | 66.75%-53.7pp | 35.67%-22.6pp |
| Employer contribution / active EE | $890 | $1,802-50.6% | $2,735-67.5% | $2,757-67.7% |
| Participant deferral / active EE | $2,671 | $3,115-14.3% | $4,527-41.0% | $4,300-37.9% |
| Admin fee / account holder | $2,525 | $4,992-49.4% | $6,165-59.0% | $6,925-63.5% |