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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,494 | $115,796+175.9% | $101,264+215.5% | $158,950+101.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 13.40% | 56.15%-42.8pp | 46.48%-33.1pp | 302.91%-289.5pp |
| Employer contribution / active EE | $588 | $4,175-85.9% | $3,660-83.9% | $4,762-87.7% |
| Participant deferral / active EE | $12,813 | $4,958+158.4% | $4,370+193.2% | $5,983+114.2% |
| Admin fee / account holder | $4,143 | $7,247-42.8% | $5,947-30.3% | $11,248-63.2% |