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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,618 | $160,040+13.5% | $147,096+23.5% | $145,877+24.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.04% | 98.49%-84.5pp | 419.75%-405.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $17,562 | $5,289+232.0% | $4,936+255.8% | $4,663+276.6% |
| Participant deferral / active EE | $7,780 | $8,429-7.7% | $8,071-3.6% | $6,691+16.3% |
| Admin fee / account holder | $955 | $15,050-93.7% | $13,005-92.7% | $13,402-92.9% |