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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,728 | $93,598+49.3% | $135,974+2.8% | $75,173+85.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 18.41% | 30.89%-12.5pp | 68.30%-49.9pp | 160.72%-142.3pp |
| Employer contribution / active EE | $15,754 | $3,538+345.3% | $4,859+224.2% | $2,671+489.8% |
| Participant deferral / active EE | $6,380 | $6,405-0.4% | $7,760-17.8% | $4,126+54.6% |
| Admin fee / account holder | $1,553 | $6,978-77.8% | $10,767-85.6% | $5,651-72.5% |