Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,789 | $49,280-76.1% | $67,313-82.5% | $64,173-81.6% |
| Participation rate | 36.6% | 60.8%-24.2pp | 69.1%-32.5pp | 69.6%-33.0pp |
| Annual return | -6.95% | -1.39%-5.6pp | -4.08%-2.9pp | 7.63%-14.6pp |
| Employer contribution / active EE | $1,193 | $1,668-28.5% | $2,566-53.5% | $2,381-49.9% |
| Participant deferral / active EE | $155 | $2,484-93.8% | $3,568-95.7% | $3,470-95.5% |
| Admin fee / account holder | $108 | $3,863-97.2% | $4,507-97.6% | $4,887-97.8% |