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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,773 | $98,760+24.3% | $149,715-18.0% | $79,858+53.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 3.45% | 27.43%-24.0pp | 276.66%-273.2pp | 31.72%-28.3pp |
| Employer contribution / active EE | $9,927 | $3,217+208.6% | $4,645+113.7% | $2,471+301.7% |
| Participant deferral / active EE | $4,750 | $5,681-16.4% | $6,842-30.6% | $3,740+27.0% |
| Admin fee / account holder | $1,608 | $6,053-73.4% | $9,310-82.7% | $5,306-69.7% |