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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,407 | $60,119-21.1% | $90,430-47.6% | $79,858-40.6% |
| Participation rate | 69.8% | 65.0%+4.8pp | 72.7%-2.9pp | 69.6%+0.2pp |
| Annual return | 20.73% | 71.94%-51.2pp | 1293.73%-1273.0pp | 31.72%-11.0pp |
| Employer contribution / active EE | $511 | $2,068-75.3% | $3,262-84.3% | $2,471-79.3% |
| Participant deferral / active EE | $4,890 | $2,938+66.4% | $3,963+23.4% | $3,740+30.7% |
| Admin fee / account holder | $3,869 | $3,976-2.7% | $5,613-31.1% | $5,306-27.1% |