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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,532 | $99,647+22.0% | $86,439+40.6% | $134,509-9.6% |
| Participation rate | 46.7% | 82.1%-35.4pp | 80.3%-33.7pp | 81.2%-34.6pp |
| Annual return | -13.16% | 6784.13%-6797.3pp | 4395.55%-4408.7pp | 418.13%-431.3pp |
| Employer contribution / active EE | $0 | $4,401-100.0% | $3,769-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,600 | $7,246-64.1% | $6,952-62.6% | $6,400-59.4% |
| Admin fee / account holder | $45,019 | $8,373+437.7% | $6,732+568.7% | $11,427+294.0% |