Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,677 | $32,037+423.4% | $69,182+142.4% | $62,881+166.7% |
| Participation rate | 10.0% | 43.4%-33.4pp | 55.1%-45.1pp | 69.3%-59.3pp |
| Annual return | 2.77% | 15.16%-12.4pp | -21.93%+24.7pp | 20.14%-17.4pp |
| Employer contribution / active EE | $1,627 | $679+139.5% | $1,206+34.9% | $2,281-28.7% |
| Participant deferral / active EE | $1,046 | $1,185-11.7% | $1,897-44.8% | $3,203-67.3% |
| Admin fee / account holder | $5,755 | $2,608+120.6% | $2,697+113.4% | $4,296+34.0% |