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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,880 | $115,917-82.0% | $100,535-79.2% | $158,982-86.9% |
| Participation rate | 56.5% | 81.6%-25.1pp | 79.4%-22.9pp | 82.0%-25.4pp |
| Annual return | 14.76% | 34.80%-20.0pp | 30.90%-16.1pp | 302.99%-288.2pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,003 | $6,677-55.0% | $6,271-52.1% | $5,983-49.8% |
| Admin fee / account holder | $1 | $11,002-100.0% | $8,085-100.0% | $11,252-100.0% |