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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,545 | $86,701-71.7% | $73,309-66.5% | $125,389-80.4% |
| Participation rate | 33.3% | 78.6%-45.3pp | 74.9%-41.6pp | 83.2%-49.9pp |
| Annual return | -0.71% | 2.78%-3.5pp | 5.67%-6.4pp | 282.24%-282.9pp |
| Employer contribution / active EE | $0 | $4,152-100.0% | $3,237-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,432 | $5,549-56.2% | $4,991-51.3% | $5,352-54.6% |
| Admin fee / account holder | $28,630 | $7,768+268.6% | $5,635+408.1% | $9,541+200.1% |