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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,514 | $77,523-41.3% | $100,383-54.7% | $80,874-43.7% |
| Participation rate | 53.8% | 77.0%-23.1pp | 81.5%-27.7pp | 67.6%-13.8pp |
| Annual return | 15.01% | 37.21%-22.2pp | 49.26%-34.2pp | 35.62%-20.6pp |
| Employer contribution / active EE | $0 | $2,801-100.0% | $3,944-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $5,325 | $6,822-21.9% | $8,086-34.1% | $4,297+23.9% |
| Admin fee / account holder | $0 | $5,899-100.0% | $7,900-100.0% | $6,935-100.0% |