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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,936 | $146,267+215.8% | $197,124+134.3% | $82,448+460.3% |
| Participation rate | 97.6% | 84.0%+13.5pp | 86.7%+10.8pp | 68.1%+29.5pp |
| Annual return | 18.94% | 29.61%-10.7pp | 44.34%-25.4pp | 41.64%-22.7pp |
| Employer contribution / active EE | $13,617 | $4,723+188.3% | $6,227+118.7% | $2,551+433.8% |
| Participant deferral / active EE | $20,632 | $7,035+193.3% | $9,135+125.9% | $4,139+398.4% |
| Admin fee / account holder | $3,154 | $14,422-78.1% | $16,298-80.6% | $7,234-56.4% |