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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,888 | $138,393+182.4% | $184,256+112.1% | $80,959+382.8% |
| Participation rate | 97.4% | 83.9%+13.5pp | 86.8%+10.5pp | 67.7%+29.7pp |
| Annual return | 17.16% | 20.01%-2.8pp | 28.85%-11.7pp | 35.67%-18.5pp |
| Employer contribution / active EE | $14,205 | $4,847+193.0% | $6,427+121.0% | $2,757+415.2% |
| Participant deferral / active EE | $22,134 | $7,076+212.8% | $9,133+142.3% | $4,300+414.7% |
| Admin fee / account holder | $29,671 | $10,489+182.9% | $13,899+113.5% | $6,925+328.4% |