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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,387 | $148,582-27.1% | $135,942-20.3% | $139,456-22.3% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 24.94% | 79.26%-54.3pp | 68.28%-43.3pp | 373.45%-348.5pp |
| Employer contribution / active EE | $3,239 | $5,245-38.2% | $4,858-33.3% | $4,753-31.8% |
| Participant deferral / active EE | $9,659 | $8,101+19.2% | $7,759+24.5% | $6,711+43.9% |
| Admin fee / account holder | $554 | $12,402-95.5% | $10,764-94.9% | $11,407-95.1% |