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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,776 | $101,539+42.6% | $147,041-1.5% | $74,400+94.6% |
| Participation rate | 55.9% | 75.5%-19.6pp | 82.2%-26.2pp | 67.2%-11.3pp |
| Annual return | 15.50% | 8740.84%-8725.3pp | 419.21%-403.7pp | 1367.51%-1352.0pp |
| Employer contribution / active EE | $0 | $3,811-100.0% | $4,935-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $3,754 | $7,304-48.6% | $8,071-53.5% | $4,348-13.7% |
| Admin fee / account holder | $26,651 | $1,749+1423.6% | $13,006+104.9% | $1,944+1271.3% |