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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,868 | $94,529+193.9% | $140,019+98.5% | $64,173+333.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -3.06% | 7.77%-10.8pp | 651.17%-654.2pp | 7.63%-10.7pp |
| Employer contribution / active EE | $24,378 | $3,812+539.4% | $5,605+334.9% | $2,381+923.9% |
| Participant deferral / active EE | $13,875 | $5,250+164.3% | $6,927+100.3% | $3,470+299.9% |
| Admin fee / account holder | $20,577 | $6,741+205.3% | $10,705+92.2% | $4,887+321.0% |