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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,550 | $87,834+219.4% | $133,975+109.4% | $62,881+346.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 87.1%+12.9pp | 69.3%+30.7pp |
| Annual return | 2.46% | 12.05%-9.6pp | 29.29%-26.8pp | 20.14%-17.7pp |
| Employer contribution / active EE | $22,745 | $3,482+553.1% | $5,211+336.5% | $2,281+897.2% |
| Participant deferral / active EE | $13,716 | $4,812+185.1% | $6,282+118.3% | $3,203+328.2% |
| Admin fee / account holder | $41,274 | $5,372+668.2% | $9,324+342.6% | $4,296+860.8% |