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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,243 | $110,801-39.3% | $86,615-22.4% | $167,536-59.9% |
| Participation rate | 77.8% | 75.8%+2.0pp | 71.6%+6.1pp | 82.1%-4.3pp |
| Annual return | 17.10% | 116.96%-99.9pp | 63.51%-46.4pp | 478.82%-461.7pp |
| Employer contribution / active EE | $2,574 | $3,245-20.7% | $2,496+3.1% | $4,839-46.8% |
| Participant deferral / active EE | $6,502 | $4,547+43.0% | $3,699+75.8% | $6,342+2.5% |
| Admin fee / account holder | $527 | $8,417-93.7% | $5,830-91.0% | $12,315-95.7% |