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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,441 | $176,120-74.2% | $159,487-71.5% | $167,553-72.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.84% | 331.95%-317.1pp | 263.71%-248.9pp | 478.89%-464.1pp |
| Employer contribution / active EE | $784 | $5,299-85.2% | $4,831-83.8% | $4,840-83.8% |
| Participant deferral / active EE | $3,824 | $7,752-50.7% | $7,354-48.0% | $6,343-39.7% |
| Admin fee / account holder | $32,750 | $12,561+160.7% | $10,804+203.1% | $12,316+165.9% |