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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,055 | $165,399-70.9% | $149,745-67.9% | $158,982-69.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 5.38% | 348.34%-343.0pp | 276.72%-271.3pp | 302.99%-297.6pp |
| Employer contribution / active EE | $725 | $5,105-85.8% | $4,646-84.4% | $4,763-84.8% |
| Participant deferral / active EE | $3,590 | $7,183-50.0% | $6,843-47.5% | $5,983-40.0% |
| Admin fee / account holder | $17,871 | $10,811+65.3% | $9,312+91.9% | $11,252+58.8% |