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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,123 | $45,566-40.5% | $64,105-57.7% | $59,633-54.5% |
| Participation rate | 55.2% | 60.2%-5.0pp | 68.2%-13.0pp | 68.7%-13.5pp |
| Annual return | 2.00% | 4.95%-3.0pp | 791.24%-789.2pp | 2041.45%-2039.5pp |
| Employer contribution / active EE | $0 | $934-100.0% | $1,820-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,368 | $2,057+15.1% | $2,822-16.1% | $3,192-25.8% |
| Admin fee / account holder | $3,280 | $3,268+0.4% | $4,499-27.1% | $4,297-23.7% |