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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,773 | $77,816+24.4% | $123,552-21.7% | $64,173+50.8% |
| Participation rate | 82.2% | 74.7%+7.5pp | 82.3%-0.1pp | 69.6%+12.6pp |
| Annual return | -2.21% | 12.49%-14.7pp | 119.20%-121.4pp | 7.63%-9.8pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $9,196 | $5,240+75.5% | $6,426+43.1% | $3,470+165.0% |
| Admin fee / account holder | $9,735 | $5,519+76.4% | $9,285+4.9% | $4,887+99.2% |