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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,169 | $85,766+15.6% | $136,298-27.2% | $70,126+41.4% |
| Participation rate | 84.2% | 74.2%+10.1pp | 81.9%+2.3pp | 69.5%+14.7pp |
| Annual return | 21.31% | 31.46%-10.1pp | 5156.27%-5135.0pp | 73.15%-51.8pp |
| Employer contribution / active EE | $2,635 | $2,966-11.1% | $4,696-43.9% | $2,343+12.5% |
| Participant deferral / active EE | $9,025 | $5,051+78.7% | $6,247+44.5% | $3,332+170.9% |
| Admin fee / account holder | $4,243 | $5,421-21.7% | $9,244-54.1% | $4,645-8.7% |