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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,706 | $98,240+79.9% | $82,312+114.7% | $147,586+19.7% |
| Participation rate | 94.1% | 79.7%+14.4pp | 76.9%+17.2pp | 82.8%+11.3pp |
| Annual return | 14.76% | 30.85%-16.1pp | 25.88%-11.1pp | 578.59%-563.8pp |
| Employer contribution / active EE | $3,091 | $3,192-3.2% | $2,428+27.3% | $4,876-36.6% |
| Participant deferral / active EE | $7,751 | $4,383+76.8% | $3,706+109.1% | $5,439+42.5% |
| Admin fee / account holder | $1,307 | $8,563-84.7% | $5,608-76.7% | $10,886-88.0% |