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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,019 | $61,605+8.8% | $112,273-40.3% | $75,173-10.8% |
| Participation rate | 74.6% | 61.7%+12.9pp | 72.4%+2.1pp | 67.2%+7.4pp |
| Annual return | 15.23% | 28.47%-13.2pp | 30.23%-15.0pp | 160.72%-145.5pp |
| Employer contribution / active EE | $3,103 | $2,015+53.9% | $3,431-9.6% | $2,671+16.2% |
| Participant deferral / active EE | $2,520 | $3,108-18.9% | $4,800-47.5% | $4,126-38.9% |
| Admin fee / account holder | $3,066 | $4,862-36.9% | $7,752-60.5% | $5,651-45.7% |