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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,090 | $131,835-68.1% | $108,582-61.2% | $273,972-84.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 9.37% | -91.57%+100.9pp | -51.70%+61.1pp | 41.46%-32.1pp |
| Employer contribution / active EE | $3,675 | $4,913-25.2% | $3,758-2.2% | $4,869-24.5% |
| Participant deferral / active EE | $4,666 | $5,127-9.0% | $4,311+8.2% | $5,287-11.8% |
| Admin fee / account holder | $801 | $10,253-92.2% | $7,645-89.5% | $10,133-92.1% |