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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,118 | $65,041+176.9% | $90,965+98.0% | $79,858+125.5% |
| Participation rate | 34.1% | 61.6%-27.5pp | 69.0%-34.9pp | 69.6%-35.5pp |
| Annual return | 19.17% | 30.45%-11.3pp | 134.57%-115.4pp | 31.72%-12.6pp |
| Employer contribution / active EE | $726 | $1,247-41.8% | $2,122-65.8% | $2,471-70.6% |
| Participant deferral / active EE | $2,957 | $2,512+17.7% | $3,373-12.3% | $3,740-20.9% |
| Admin fee / account holder | $3 | $4,536-99.9% | $5,960-99.9% | $5,306-99.9% |