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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $74,271 |
APW CAPITAL INC6 years Service code 55 100 ENTERPRISE DR STE 504 · ROCKAWAY, NJ 07866 | Other Commissions | $52,404 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $9,182 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,817 | $91,439+42.0% | $135,974-4.5% | $71,511+81.5% |
| Participation rate | 70.4% | 75.7%-5.2pp | 81.9%-11.5pp | 67.9%+2.5pp |
| Annual return | 71.67% | 29.90%+41.8pp | 68.30%+3.4pp | 28.86%+42.8pp |
| Employer contribution / active EE | $711 | $3,705-80.8% | $4,859-85.4% | $2,589-72.5% |
| Participant deferral / active EE | $10,043 | $7,093+41.6% | $7,760+29.4% | $4,291+134.1% |
| Admin fee / account holder | $394 | $1,267-68.9% | $10,767-96.3% | $1,588-75.2% |