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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $563,989 | $212,386+165.5% | $199,883+182.2% | $138,895+306.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 16.85% | 47.75%-30.9pp | 43.81%-27.0pp | 145.39%-128.5pp |
| Employer contribution / active EE | $8,458 | $6,625+27.7% | $6,261+35.1% | $4,194+101.6% |
| Participant deferral / active EE | $20,055 | $9,617+108.5% | $9,138+119.5% | $6,396+213.6% |
| Admin fee / account holder | $61,976 | $18,233+239.9% | $17,268+258.9% | $12,562+393.4% |