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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $788,002 | $162,529+384.8% | $130,788+502.5% | $154,746+409.2% |
| Participation rate | 8.7% | 75.9%-67.2pp | 70.1%-61.4pp | 80.7%-72.0pp |
| Annual return | 11.41% | 510.48%-499.1pp | 386.44%-375.0pp | 172.34%-160.9pp |
| Employer contribution / active EE | $393 | $4,447-91.2% | $3,558-89.0% | $4,379-91.0% |
| Participant deferral / active EE | $717 | $4,808-85.1% | $4,137-82.7% | $6,730-89.4% |
| Admin fee / account holder | $0 | $7,669-100.0% | $6,673-100.0% | $14,365-100.0% |