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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $788,002 | $149,040+428.7% | $120,225+555.4% | $137,256+474.1% |
| Participation rate | 8.7% | 75.4%-66.7pp | 69.6%-60.9pp | 80.0%-71.3pp |
| Annual return | 11.41% | 605.68%-594.3pp | 439.23%-427.8pp | 220.34%-208.9pp |
| Employer contribution / active EE | $393 | $4,350-91.0% | $3,475-88.7% | $4,156-90.5% |
| Participant deferral / active EE | $717 | $4,655-84.6% | $3,999-82.1% | $6,407-88.8% |
| Admin fee / account holder | $0 | $6,348-100.0% | $5,696-100.0% | $12,270-100.0% |