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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,368 | $108,882-83.1% | $96,754-81.0% | $154,746-88.1% |
| Participation rate | 43.8% | 75.1%-31.3pp | 70.3%-26.5pp | 80.7%-37.0pp |
| Annual return | 22.09% | 98.39%-76.3pp | 82.04%-60.0pp | 172.34%-150.3pp |
| Employer contribution / active EE | $950 | $3,018-68.5% | $2,679-64.6% | $4,379-78.3% |
| Participant deferral / active EE | $1,899 | $5,323-64.3% | $4,758-60.1% | $6,730-71.8% |
| Admin fee / account holder | $357 | $10,200-96.5% | $8,905-96.0% | $14,365-97.5% |