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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,368 | $97,125-81.1% | $86,233-78.7% | $137,256-86.6% |
| Participation rate | 43.8% | 74.2%-30.4pp | 69.0%-25.3pp | 80.0%-36.2pp |
| Annual return | 22.09% | 74.19%-52.1pp | 61.39%-39.3pp | 220.34%-198.3pp |
| Employer contribution / active EE | $950 | $2,841-66.6% | $2,504-62.1% | $4,156-77.1% |
| Participant deferral / active EE | $1,899 | $5,180-63.3% | $4,559-58.3% | $6,407-70.4% |
| Admin fee / account holder | $357 | $9,725-96.3% | $8,342-95.7% | $12,270-97.1% |