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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,245 | $46,697-48.1% | $117,529-79.4% | $68,490-64.6% |
| Participation rate | 33.3% | 56.8%-23.4pp | 70.6%-37.3pp | 67.9%-34.6pp |
| Annual return | -18.33% | -14.52%-3.8pp | 29.77%-48.1pp | -7.85%-10.5pp |
| Employer contribution / active EE | $0 | $1,506-100.0% | $4,179-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,483 | $2,637+32.1% | $4,072-14.5% | $4,028-13.5% |
| Admin fee / account holder | $8,989 | $4,023+123.5% | $5,645+59.2% | $5,403+66.4% |