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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,294 | $58,726-50.1% | $142,898-79.5% | $85,851-65.9% |
| Participation rate | 27.6% | 58.5%-30.8pp | 72.0%-44.3pp | 69.3%-41.7pp |
| Annual return | 19.40% | 27.73%-8.3pp | 5639.64%-5620.2pp | 318.63%-299.2pp |
| Employer contribution / active EE | $0 | $1,424-100.0% | $4,146-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,477 | $2,609-43.4% | $3,838-61.5% | $3,952-62.6% |
| Admin fee / account holder | $2,662 | $4,234-37.1% | $6,560-59.4% | $6,261-57.5% |