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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,365 | $97,729+60.0% | $83,830+86.5% | $135,379+15.5% |
| Participation rate | 41.2% | 80.0%-38.8pp | 76.1%-35.0pp | 82.6%-41.5pp |
| Annual return | -3.12% | 1287.52%-1290.6pp | 850.97%-854.1pp | 519.79%-522.9pp |
| Employer contribution / active EE | $1,392 | $4,222-67.0% | $3,631-61.7% | $4,779-70.9% |
| Participant deferral / active EE | $4,252 | $4,683-9.2% | $4,082+4.2% | $5,609-24.2% |
| Admin fee / account holder | $33,313 | $6,674+399.1% | $5,479+508.0% | $10,828+207.7% |