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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,573 | $158,852-66.3% | $121,220-55.8% | $135,379-60.4% |
| Participation rate | 66.7% | 79.3%-12.6pp | 71.8%-5.1pp | 82.6%-16.0pp |
| Annual return | -7.82% | -0.64%-7.2pp | 16.94%-24.8pp | 519.79%-527.6pp |
| Employer contribution / active EE | $2,308 | $5,666-59.3% | $4,023-42.6% | $4,779-51.7% |
| Participant deferral / active EE | $7,289 | $4,006+82.0% | $3,345+117.9% | $5,609+29.9% |
| Admin fee / account holder | $0 | $6,515-100.0% | $5,021-100.0% | $10,828-100.0% |