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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $615,666 | $176,786+248.3% | $146,643+319.8% | $167,536+267.5% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 12.85% | 24.04%-11.2pp | 22.75%-9.9pp | 478.82%-466.0pp |
| Employer contribution / active EE | $0 | $5,161-100.0% | $4,137-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $12,353 | $6,440+91.8% | $5,506+124.3% | $6,342+94.8% |
| Admin fee / account holder | $326,180 | $13,262+2359.6% | $10,280+3072.9% | $12,315+2548.7% |