Filed February 7, 2005 (most recent of 2 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INV. INST. OPERATIONS CO. Service code 37 · EIN 04-2647786 | Loan Processing | $880 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,270 | $136,307-72.7% | $177,839-79.0% | $73,501-49.3% |
| Participation rate | 52.2% | 86.1%-33.9pp | 87.7%-35.5pp | 70.7%-18.4pp |
| Annual return | 36.21% | 18.68%+17.5pp | 48.33%-12.1pp | 28.51%+7.7pp |
| Employer contribution / active EE | $0 | $3,712-100.0% | $5,919-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $6,562 | $5,829+12.6% | $7,714-14.9% | $3,740+75.5% |
| Admin fee / account holder | $6 | $596-98.9% | $12,432-99.9% | $513-98.8% |