Filed February 7, 2005 (most recent of 2 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INV. INST. OPERATIONS CO. Service code 37 · EIN 04-2647786 | Loan Processing | $131 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,378 | $98,982-73.4% | $162,185-83.7% | $65,188-59.5% |
| Participation rate | 44.3% | 85.8%-41.5pp | 87.6%-43.2pp | 70.2%-25.9pp |
| Annual return | 64.60% | 24.84%+39.8pp | 115.61%-51.0pp | 29.38%+35.2pp |
| Employer contribution / active EE | $0 | $3,467-100.0% | $5,613-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $4,004 | $5,384-25.6% | $7,297-45.1% | $3,514+13.9% |
| Admin fee / account holder | $1 | $596-99.8% | $10,844-100.0% | $847-99.9% |