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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,845 | $91,179+34.7% | $178,499-31.2% | $79,852+53.8% |
| Participation rate | 75.9% | 69.2%+6.7pp | 81.9%-6.1pp | 69.6%+6.2pp |
| Annual return | 16.30% | 24.19%-7.9pp | 151.10%-134.8pp | 31.72%-15.4pp |
| Employer contribution / active EE | $0 | $3,256-100.0% | $5,011-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $6,341 | $3,236+96.0% | $5,202+21.9% | $3,740+69.5% |
| Admin fee / account holder | $8,719 | $6,749+29.2% | $13,986-37.7% | $5,306+64.3% |