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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,562 | $201,370+10.5% | $184,256+20.8% | $145,897+52.5% |
| Participation rate | 60.0% | 87.5%-27.5pp | 86.8%-26.8pp | 80.3%-20.3pp |
| Annual return | 15.05% | 29.05%-14.0pp | 28.85%-13.8pp | 552.29%-537.2pp |
| Employer contribution / active EE | $4,992 | $7,024-28.9% | $6,427-22.3% | $4,663+7.1% |
| Participant deferral / active EE | $10,734 | $9,808+9.4% | $9,133+17.5% | $6,689+60.5% |
| Admin fee / account holder | $542 | $16,364-96.7% | $13,899-96.1% | $13,390-96.0% |