Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,593 | $117,895+28.6% | $102,460+48.0% | $145,897+3.9% |
| Participation rate | 45.0% | 78.6%-33.6pp | 76.5%-31.5pp | 80.3%-35.3pp |
| Annual return | 14.33% | 31.92%-17.6pp | 29.47%-15.1pp | 552.29%-538.0pp |
| Employer contribution / active EE | $6,758 | $3,619+86.7% | $3,025+123.4% | $4,663+44.9% |
| Participant deferral / active EE | $3,218 | $5,736-43.9% | $5,056-36.3% | $6,689-51.9% |
| Admin fee / account holder | $2,833 | $13,353-78.8% | $9,460-70.1% | $13,390-78.8% |