Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,598 | $112,136+23.6% | $95,968+44.4% | $158,988-12.8% |
| Participation rate | 33.3% | 79.0%-45.7pp | 77.1%-43.8pp | 82.0%-48.6pp |
| Annual return | 17.30% | 171.21%-153.9pp | 91.65%-74.3pp | 303.00%-285.7pp |
| Employer contribution / active EE | $3,993 | $3,199+24.8% | $2,542+57.1% | $4,763-16.2% |
| Participant deferral / active EE | $2,926 | $4,784-38.8% | $4,167-29.8% | $5,983-51.1% |
| Admin fee / account holder | $7,504 | $10,137-26.0% | $6,798+10.4% | $11,252-33.3% |