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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,417 | $154,193+176.5% | $130,045+227.9% | $139,466+205.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 14.51% | 32.51%-18.0pp | -137.30%+151.8pp | 373.66%-359.2pp |
| Employer contribution / active EE | $6,981 | $5,292+31.9% | $4,321+61.6% | $4,754+46.9% |
| Participant deferral / active EE | $12,757 | $6,709+90.2% | $5,820+119.2% | $6,712+90.1% |
| Admin fee / account holder | $3,532 | $13,989-74.8% | $10,600-66.7% | $11,409-69.0% |