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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,618 | $176,786+128.3% | $146,643+175.2% | $167,536+140.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 9.89% | 24.04%-14.2pp | 22.75%-12.9pp | 478.82%-468.9pp |
| Employer contribution / active EE | $6,565 | $5,161+27.2% | $4,137+58.7% | $4,839+35.7% |
| Participant deferral / active EE | $12,757 | $6,440+98.1% | $5,506+131.7% | $6,342+101.1% |
| Admin fee / account holder | $3,450 | $13,262-74.0% | $10,280-66.4% | $12,315-72.0% |