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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,721 | $124,314-39.1% | $109,163-30.6% | $167,518-54.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 8.77% | 26.04%-17.3pp | 25.75%-17.0pp | 478.71%-469.9pp |
| Employer contribution / active EE | $2,172 | $4,209-48.4% | $3,723-41.6% | $4,838-55.1% |
| Participant deferral / active EE | $4,330 | $5,256-17.6% | $4,654-7.0% | $6,342-31.7% |
| Admin fee / account holder | $20,252 | $7,973+154.0% | $6,754+199.8% | $12,312+64.5% |