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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,854 | $162,812+16.0% | $133,971+41.0% | $158,966+18.8% |
| Participation rate | 87.5% | 83.2%+4.3pp | 79.8%+7.7pp | 82.0%+5.5pp |
| Annual return | 8.62% | 41.94%-33.3pp | 45.09%-36.5pp | 302.95%-294.3pp |
| Employer contribution / active EE | $3,757 | $4,976-24.5% | $3,919-4.1% | $4,762-21.1% |
| Participant deferral / active EE | $9,051 | $5,910+53.1% | $5,047+79.3% | $5,983+51.3% |
| Admin fee / account holder | $2,017 | $11,741-82.8% | $8,929-77.4% | $11,250-82.1% |