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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,678 | $144,130+0.4% | $117,861+22.8% | $147,586-2.0% |
| Participation rate | 95.8% | 83.4%+12.4pp | 79.7%+16.2pp | 82.8%+13.0pp |
| Annual return | 13.16% | 531.20%-518.0pp | 335.11%-321.9pp | 578.59%-565.4pp |
| Employer contribution / active EE | $3,955 | $4,897-19.2% | $3,786+4.5% | $4,876-18.9% |
| Participant deferral / active EE | $8,623 | $5,316+62.2% | $4,482+92.4% | $5,439+58.6% |
| Admin fee / account holder | $1,661 | $10,887-84.7% | $8,021-79.3% | $10,886-84.7% |