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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,895 | $108,825+38.7% | $156,181-3.4% | $82,448+83.0% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 12.15% | 20.59%-8.4pp | 64.87%-52.7pp | 41.64%-29.5pp |
| Employer contribution / active EE | $5,411 | $2,870+88.5% | $4,294+26.0% | $2,551+112.1% |
| Participant deferral / active EE | $11,228 | $4,577+145.3% | $6,132+83.1% | $4,139+171.3% |
| Admin fee / account holder | $2,611 | $9,341-72.0% | $14,586-82.1% | $7,234-63.9% |