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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,656 | $169,356-67.7% | $129,406-57.8% | $145,897-62.5% |
| Participation rate | 90.0% | 76.5%+13.5pp | 69.6%+20.4pp | 80.3%+9.7pp |
| Annual return | 15.88% | 14418.62%-14402.7pp | 9468.18%-9452.3pp | 552.29%-536.4pp |
| Employer contribution / active EE | $4,113 | $5,542-25.8% | $4,155-1.0% | $4,663-11.8% |
| Participant deferral / active EE | $5,432 | $4,987+8.9% | $4,167+30.3% | $6,689-18.8% |
| Admin fee / account holder | $650 | $9,915-93.4% | $7,689-91.6% | $13,390-95.1% |