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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,338 | $149,040-60.9% | $120,225-51.5% | $137,256-57.5% |
| Participation rate | 88.9% | 75.4%+13.5pp | 69.6%+19.3pp | 80.0%+8.9pp |
| Annual return | 21.37% | 605.68%-584.3pp | 439.23%-417.9pp | 220.34%-199.0pp |
| Employer contribution / active EE | $4,603 | $4,350+5.8% | $3,475+32.4% | $4,156+10.7% |
| Participant deferral / active EE | $5,956 | $4,655+28.0% | $3,999+49.0% | $6,407-7.0% |
| Admin fee / account holder | $453 | $6,348-92.9% | $5,696-92.1% | $12,270-96.3% |