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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,338 | $162,529-64.1% | $130,788-55.4% | $154,746-62.3% |
| Participation rate | 88.9% | 75.9%+13.0pp | 70.1%+18.8pp | 80.7%+8.2pp |
| Annual return | 21.37% | 510.48%-489.1pp | 386.44%-365.1pp | 172.34%-151.0pp |
| Employer contribution / active EE | $4,603 | $4,447+3.5% | $3,558+29.4% | $4,379+5.1% |
| Participant deferral / active EE | $5,956 | $4,808+23.9% | $4,137+44.0% | $6,730-11.5% |
| Admin fee / account holder | $453 | $7,669-94.1% | $6,673-93.2% | $14,365-96.8% |